What is an ideal long term care facility? Various answers cropped up
from the aged who, after all, make up a big percentage of the recipients
of caring services in the USA and elsewhere for that matter.
Most men and women in their retirement years still prefer to be cared
for by their children right in the comforts of their homes. However
true, there are some individuals accustomed to their independence and
would rather be under the care of nursing institutions or retirement
communities.
Living with your children and opting for the services of a nursing home
or an assisted living facility have its advantages, but you shouldn’t
discount the fact that each also has its downside.
For instance, home care will ensure you’re well taken care of because
your kids or other relatives will be present 24/7 to assist you in all
areas of activities of daily living (ADL),such as eating, bathing, using
the toilet, dressing up, and performing house chores among others.
Unfortunately, you cannot count on them to administer medications
especially if you have a serious health condition because they are not
trained professionally on the medical or nursing field.
Those who can afford to pay a professional would prefer home health care
and, thus, hire a licensed nurse or medical practitioner to look after
them, and attend to their medical needs. However helpful this is to a
patient, studies done on long term care show that the government will
not shoulder the expenses of caring services performed in one’s home
except if the reason behind it is medical.
Meanwhile, patients with low to no income are an exception in the eyes
of the government. So even if the reason for their home care is
nonmedical, the government will definitely consider paying the home care
services that were provided to them.
Cost of Long Term Care
Your budget for long term care will depend on your choice or type of
long term care facility. If you will opt for home care or home health
care, you will not spend as much as you would in a nursing home or
assisted living facilities.
Besides your budget, however, your health condition is also an important
factor to consider when choosing a caring facility. At home, your
medical equipment is probably limited to the basic such as a
sphygmomanometer, thermometer, weighing scale, and perhaps a nebulizer.
Unfortunately, these are not enough to address very serious conditions
like heart diseases, cancer, respiratory problems, and many others that
require complete medical facilities.
Apart from the fact that licensed nurses and therapists are employed by
nursing homes and assisted living quarters, these places are equipped
with the necessary medical facilities to constantly monitor the progress
or deterioration of your health condition.
In 2010, it was recorded that a nursing home in America roughly cost
$200 a day. That made an annual cost of $73,000, which a retiree had to
fork over from his savings account. Investing in a pension plan could
have saved him a chunk of his hard earned money.
Resource : http://www.articlecity.com/articles/health/article_12509.shtml
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